What is Estate Planning:

    Estate planning is the process of anticipating and arranging for the disposal of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses. Guardians are often designated for minor children and beneficiaries in incapacity.

What do I need to know about estate planning?

• Estate Planning can start as early as your 40's or 50's depending on the situation.  Whether you are concerned about Probate or deciding on what to leave your children, planning is the key.
• Generally, most people establish an estate plan in their 60's, if needed.
• Don't be talked into an estate plan if it is not needed.

There are many considerations in Estate Planning, here are just a few of the things that would be wise to consider:

• How do I want to be remembered?
• Do I need a living trust?
• Do I need other estate planning trusts?
• Can I avoid probate?
• How should I use life insurance and annuities?
• Is there a way to narrow my estate planning goals?
• Communication with children--how important is it?
• Who should I use for estate administration
• What if I have a special needs child?
• How do I save money and still have a quality solid estate plan?

     Contact us for a no obligation conversation.  We are not high pressure.  We are here to serve you.

    At CG Financial Consulting we take a look at your investments, insurance and liabilities, and make a comprehensive financial plan to meet your goals and what you want to achieve. There are no yearly fees or percentages that some planners charge. We charge by the hour or by the plan, there is never a conflict of interest.